EPISODES
Thrift Savings Plan: Why Volatility Isn’t Your Friend in Retirement
In episode 129 of the Federal Retirement Show, Val explores the Thrift Savings Plan (TSP) and explains why market volatility is a risky game for retirees. While TSP is a powerful retirement tool for federal employees and members of the military, not all investment...
Death While Actively Employed
Val dives into an often overlooked but important topic: the impact of death while actively employed as a federal worker. Val explains what happens to the benefits, salary, and retirement plans of a federal employee after their passing and discusses the policies and...
Separating from Service — An Outstanding TSP Loan
Val dives into a crucial topic for federal employees — what happens to your Thrift Savings Plan (TSP) loan when you separate from service? Whether you're retiring, resigning, or transitioning to a new job, dealing with an outstanding TSP loan is an important step in...
Back to Basics: Understanding Special Groups Retirement Benefits in the Federal Government
Val dives deep into the intricacies of special groups retirement benefits within the federal government. From law enforcement officers to air traffic controllers, certain federal employees enjoy unique retirement packages designed to account for the physically...
Back to Basics: Debt Elimination
Val takes a deep dive into the crucial topic of debt elimination tailored specifically for government employees. He breaks down actionable strategies for paying off debt, and building a secure financial future in retirement. Don’t miss this episode if you’re looking...
Back to Basics: Deferred, Early, & Postponed Retirement for Federal Employees
Episode 124 of The Federal Retirement Show – Val dives into the ins and outs of federal employee retirement options, focusing on Deferred, Early, and Postponed retirement plans. Val breaks down: Deferred Retirement: What happens if you leave federal service before...
Back to Basics – Thrift Savings Plan
Episode 123 of The Federal Retirement Show – Val is diving into the Thrift Savings Plan (TSP) – the retirement savings plan designed specifically for federal employees and uniformed services members. Val wants you to understand the core elements of the TSP, from...
Back to Basics – FEGLI for Federal Employees
Episode 122 of The Federal Retirement Show – Val wants to simplify the Federal Employees Group Life Insurance (FEGLI) program—a key benefit for federal employees. Val covers what is FEGLI and give a clear breakdown of the FEGLI program and its purpose, as well as...
Your Federal Retirement—Back to Basics
In episode 121 of The Federal Retirement Show, Val stresses the importance of going back to the fundamentals pertaining to your retirement. He breaks down key concepts like the FERS and CSRS systems, TSP, and the nuances of your pension, and you’ll learn how to...
What are Some Survivor Benefit Alternatives?
Survivor benefits are a critical part of any financial planning strategy, but what happens when traditional options aren't the right fit? In episode 120 of The Federal Retirement Show, Val explores alternative solutions, from life insurance policies to trusts, and...
USPS Employees — Postal Service and Buyout Option Available
USPS Employees – Are you tired of working for the Federal Government? Are you interested in an early retirement? On episode 119 of The Federal Retirement Show, Val breaks down the buyout offer and how this recent development is a significant turning point for many...
Federal Employee Retirement – Common Misconceptions and FAQ — Part Two
Welcome to part two of a deep dive into federal employee retirement! In episode 118, Val addresses the most common misconceptions surrounding retirement benefits for federal workers. He also tackles the frequently asked questions and shed light on the complex details...
Federal Employees – Changes You Need to Know for 2025
As we enter the new year, federal employees are facing a range of significant changes that could impact their benefits. In episode 117 of The Federal Retirement Show, Val goes into significant detail about the key updates federal workers need to be aware of for 2025....
TSP & RMDs – When Do I Need to Begin
In episode 116 of The Federal Retirement Show, Val sifts through the critical topic of Required Minimum Distributions (RMDs) for Thrift Savings Plan (TSP) participants. He breaks down the question of when federal employees and retirees need to start taking RMDs from...
Navigating Long-Term Care & Estate Planning
Are you prepared for the unexpected twists and turns of life? In this episode of The Federal Retirement Show, Val tackles the often-overlooked topic of Long-Term Care Insurance, the importance of proper estate planning and retirement savings strategies. Don’t miss...
Federal Employees: When to Retire – 60 vs. 62?
In episode 114 of The Federal Retirement Show, Val tackles a question many federal employees face: Should I retire at 60 or wait until 62? Val gives a detailed breakdown of the key differences, including how your FERS pension, Social Security benefits, and healthcare...
Maximizing Your TSP Contributions: 2025 Limits and Strategies
As we head into 2025, understanding the updated Thrift Savings Plan (TSP) contribution limits is essential for federal employees who want to maximize their retirement savings. In episode 113 of The Federal Retirement Show, Val explains in detail the newly announced...
Navigating FEHB Open Enrollment – Tips and Key Changes for 2024
In episode 112 of The Federal Retirement Show, Val describes the 2024 Federal Employees Health Benefits (FEHB) Open Enrollment season! Whether you're a federal employee or retiree, now is your opportunity to review, compare, and adjust your health insurance options...
Revisiting Your High-3 – What’s Included
Many federal employees hear about the “High-3” without fully grasping what’s included and how it affects their future benefits. In episode 111 of The Federal Retirement Show, Val simplifies a crucial aspect of federal employee retirement planning: understanding your...
Federal Employees – Avoid a Potential Tax-Bomb
In episode 110 of The Federal Retirement Show, Val does a deep-dive into a critical issue many federal employees overlook: the looming "tax-bomb." Whether you're approaching retirement, receiving disability benefits, or navigating various federal benefits,...
Can You Wave Military Retirement Pay for Service Time?
Can you wave your military pension or purchase back your military time? In episode 109 of The Federal Retirement Show, Val dives into a topic that often confuses those navigating the complex world of military benefits: If you're a retired service member or approaching...
Common Misconceptions About Federal Employee Retirement
There are so many rules, programs, and options available, it’s easy to get wrapped up in an the often-confusing world of a federal employee retirement. In episode 108, Val dives into the complex world of federal employee retirement benefits. Val breaks down the most...
Navigating Longevity and Retirement Risks for Federal Employees
With increasing life expectancy, federal retirees must plan for longer retirement periods, which brings about unique financial challenges. In episode 107 of The Federal Retirement Show, Val takes a deep dive into one of the most significant challenges facing federal...
Securing Your Legacy with Estate Planning — With Tim McCleskey Jr.
Estate planning is an essential part of ensuring your financial legacy is secure and your loved ones are cared for. In episode 106 of the Federal Retirement Show, Val is joined by Federal Benefits Counselor Tim McCleskey Jr. to discuss if you’re doing enough estate...
Receiving the Right Information – Are you Talking to the Right Advisor?
If you’re a federal employee who is fast approaching retirement, the information and guidance you receive is crucial. But how do you know you’re being guided in the right direction? In episode 105 of the Federal Retirement Show, Val stresses the importance of...
FEHB & Medicare – Do You NEED to Elect Part B?
Navigating the world of federal employee benefits can be complicated, especially when it comes to deciding whether to elect Medicare Part B when you already have FEHB (Federal Employees Health Benefits) coverage. In episode 104 of the Federal Retirement Show, Val...
“Insurable Interest” – Survivor Annuities
Whether you’re planning for retirement or considering how to best protect your loved ones, understanding insurable interest is key to making informed decisions. In episode 103 of the Federal Retirement Show, Val dives into the critical concept of insurable interest...